Health care in America is. One thing a lot of people in countries like Japan might not know is that the quality of care you have depends on the state you live in.
My wife and I have now experienced health care in Washington state and California. In Washington, ourus over $200 (¥22,400) a month, but in California, it is under $5 (¥560).
In Washington, she broke some bones in herand had to go to a hospital. But she couldn't go to just any hospital. She had to go to one that was in her insurance plan. Her cost about $10 (¥1,120). Not bad! But for her to a doctor, where she had a and got a small for her leg, the charge was over $500 (¥56,000). She phoned the hospital when she got the and they offered her a 15 percent discount.
At least she had insurance. Around 28 million Americans have no insurance at all. They have to pay the full price of any. A one-day costs on average $5,220 (¥586,000).
In Japan, private insurance is an optionnational health care. But in the U.S., almost all insurance is private insurance. And if you don't have insurance, you have to pay the full .
How do Americans? Health plans are either bronze, silver, gold or platinum, with bronze having the cheapest and highest , and platinum the highest premiums but the lowest deductibles. When you choose a plan, you have to consider how often you will see a doctor or need .
For Americans, getting the right plan is a bit of a, based on their health and . If you choose a cheap bronze plan, you'll have low premiums but you better hope you stay healthy, because your deductible will be high. If you become seriously ill, you might have to pay thousands of dollars out of pocket before the insurer starts paying for your treatment. Do you have a special that needs special treatment? Then you'll also need to compare plans and providers , to make sure your plan covers your condition.
If you are fortunate enough to havehealth insurance (like my son), the employer will all or part of the premium. If you don't have a plan through your employer, you have to buy one yourself.
Currently, the Affordable Care Act, or "Obamacare," is the. It isn't perfect, but it's lowered the number of Americans without insurance. But it might not .
The Republican-controlled Congress wants toObamacare. Will they succeed? My wife and I .
The Japan Times ST: July 28, 2017